FPSB（國際金融理財標準委員會）關於中國大陸AFP®和CFP®證書的聲明
Financial Planning Standards Board Ltd. Statement About Its Associate Financial
Planner and Certified Financial Planner Certifications in Mainland China
–Tuesday, 25 November 2014
Financial Planning Standards Board Ltd. (FPSB Ltd.), a Denver-based, U.S. nonprofit organization, owns the world-famous CERTIFIED FINANCIAL PLANNER (‘CFP’) and Associate Financial Planner (‘AFP’) certification programs in various territories outside the United States. FPSB Ltd. oversees the delivery of its internationally recognized CFP and AFP certification programs in Mainland China.
FPSB Ltd. has recently learned of the Chinese State Council’s Decision to Revoke and Adjust Certain Administratively Approved Projects (‘The Announcement’), which includes a proposal to revoke 金融理財師and 國際金融理財師. FPSB Ltd. understands that ‘The Announcement’ revoked the right of the China Foundation for Development of Financial Education (CFDFE) to provide professional qualification approvals and issue certifications in Mainland China. FPSB does not consider that this Announcement is directed toward the internationally-recognized AFP and/or CFP certifications issued by FPSB Ltd. in Mainland China, Hong Kong and Chinese Taipei.
The standards for, and delivery of, FPSB Ltd.’s AFP and CFP certification programs has been consistent around the world, including in Mainland China. We believe our approach aligns well with the intent of the Chinese government’s recent announcement of the State Council’s Opinions About Promoting Fair Competition and Maintaining Market Order [Guofa (2014) 20].
When FPSB Ltd. first introduced the AFP and CFP certification programs to Mainland China in 2004, it was truly appreciative of the support it received from the China Foundation for Development of Financial Education (CFDFE). However, to maintain the independence and the integrity of its AFP and CFP certifications in Mainland China, FPSB Ltd. has retained independent management and oversight of the AFP and CFP certifications, which are offered directly by FPSB Ltd. to appropriately qualified individuals.
‘Associate Financial Planner’, ‘AFP’, ‘Certified Financial Planner’ and ‘CFP’ are the official names of FPSB Ltd.’s certifications in Mainland China. There are a few financial planning certificates issued by other organizations in Mainland China using similar Chinese names. If the Chinese translations for FPSB Ltd.’s AFP and CFP certification programs have the potential to create confusion with the terms referred to in the Chinese State Council’s Announcement, FPSB Ltd. will consider using the official English names only, or altering the Chinese translation for its AFP and CFP certifications. For guidance, FPSB Ltd. will refer to the Chinese translations for AFP and CFP certification used by FPSB Ltd.’s member organizations in Hong Kong and Chinese Taipei, both of which are different from those used in Mainland China.
The standards and certification requirements for FPSB Ltd.’s international AFP and CFP certifications have been developed in the public interest, and are based on more than 40 years of input from financial planning practitioners, financial services firms, educational institutions, regulators, consumer representatives and government bodies around the world. Around the world, the standards and certification requirements for CFP and AFP certification are based on a core philosophy of ‘Client First’; rigorous education, examination, experience and ethics requirements (the ‘4Es’); and practice standards based on the six-step financial planning process. The CFP certification has been recognized by financial services practitioners and institutions globally and in Mainland China as the global symbol of excellence in financial planning. By the end of year 2013, FPSB Ltd. and its member organizations had approximately 600,000 AFP and CFP professionals in more than 25 countries and territories in the world.
In the coming months, FPSB Ltd. will reach out to the Chinese State Council and other regulatory and government bodies to share information about FPSB Ltd.’s certifications in Mainland China, and will continue to pursue its mission to benefit the global community by establishing, upholding and promoting worldwide professional standards in financial planning.
For more details on FPSB, please refer to
www.fpsb.org and
www.fpsbchina.cn .
FPSB（國際金融理財標準委員會）關於中國大陸AFP®和CFP®證書的聲明
2014年11月25日，星期二
FPSB（國際金融理財標準委員會）是一個總部位於美國丹佛的非營利組織。它在美國之外擁有全球知名的CERTIFIED FINANCIAL PLANNER （“CFP”）和Associate Financial Planner （“AFP”）認證項目。FPSB在中國大陸管理和監督AFP和CFP認證項目的執行。
FPSB注意到，中國《國務院決定取消的職業資格許可和認定事項目錄 （共計67項）》（以下簡稱“決定”）中包括了“金融理財師”和“國際金融理財師”。FPSB理解，該決定明確取消了中國金融教育發展基金會關於“金融理財師”和“國際金融理財師”的職業資格許可和認定, 與FPSB在全球（包括中國大陸，中國香港，中國台灣）的AFP和CFP認證項目無關。FPSB在中國大陸按照全球統一標準發展AFP和CFP認證項目，符合國發【2014】20號文《國務院關於促進市場公平競爭維護市場正常秩序的若幹意見》的文件精神。
自2004年AFP和CFP認證項目進入中國之初，FPSB得到了中國金融教育發展基金會的幫助，在此深表感謝。但是，為了保持AFP和CFP認證項目在中國大陸的獨立性和純正性，FPSB自始至終在中國大陸獨立監管，並認證每一位合格申請人所獲得的AFP和CFP國際證書。
AFP和CFP是FPSB全球推廣的官方名稱。考慮到中國大陸金融界眾多理財資格名稱，如在中文譯法上與“決定”重合而引發歧義，FPSB可隻使用官方名稱AFP和CFP字樣，或可參考FPSB會員組織中國香港或中國台灣的中文譯法。
FPSB所擁有的國際AFP和CFP認證項目，以公眾利益為核心，以全球40多年來理財各方（理財專業人員，金融機構，教育機構，監管者，消費者，全球各國政府代表）的經驗為基礎，恪守“客戶至上”的理念，遵循 “4E”認證標準【即嚴謹的教育（Education），考試（Examination），從業經驗（Experience）和職業道德（Ethics）要求】，和金融理財6步驟的執業標準，得到了包括中國大陸在內的全球金融服務專業人員和金融機構的廣泛認可。截至2013年底，全球（包括25個國家和地區）AFP和CFP持證人數已逾60萬。
最近，FPSB將積極與中國國務院和其他相關監管當局和政府部門分享FPSB在國際以及中國大陸的發展，以期取得更廣泛的理解和支持，從而完成FPSB的全球使命：通過在金融理財業建立、維護和推廣全球行業標準，來保護全球公眾利益。
關於更多有關FPSB內容，請查看
www.fpsb.org（FPSB全球官方網站）和
www.fpsbchina.cn（FPSB中國官方網站）。
FPSB官方公告：
https://www.fpsb.org/news/pressreleases.html
Financial Planning Standards Board Ltd.
（國際金融理財標準委員會）
2014年11月25日
